Meal Card
Empower Your Employees withTax-Free Meal Cards
Simplify meal benefits with tax-free, paperless cards; easy to manage and widely accepted across merchants.
How To Get Started with Meal Cards
Sign Up and KYC
Log in to EnKash using your registered mobile number and complete your KYC.
Issuance
Issue meal cards to employees with preloaded funds.
Alerts
Employees will be notified via SMS, WhatsApp and email about the card updates.
Card Activation
Employees will be notified via SMS, WhatsApp, and e-mail about rewards and the redemption process.
Meal Cards that your Employees Deserve
Tax Savings Made Simple
With Meal Cards*, employees can save up to ₹26,400 annually in taxes by utilizing tax exemptions under Section 17(2)(viii) of the Income Tax Act, 1961. This benefit not only increases take-home pay but also helps businesses boost employee satisfaction and retention by providing tangible financial advantages.
Wide Acceptance
Our prepaid Meal Cards are accepted across a vast network of outlets, making them a versatile tool for daily needs. From supermarkets for grocery shopping to food delivery platforms like Swiggy and Zomato, as well as restaurants, cafes, and food courts nationwide, the card ensures hassle-free transactions anywhere employees prefer.
Secure and Hassle-Free
Security is a priority with Meal Cards*. Employees can instantly block their cards if they are lost and get replacements without delay. With zero liability on reported lost cards, users enjoy peace of mind. Additionally, the paperless system ensures all transactions are trackable, reducing risks and promoting transparency.
Easy Management for Employers
EnKash simplifies meal benefit distribution for businesses with a streamlined, one-time issuance process. Corporate can reload balances in real-time, track spending patterns, and generate detailed reports through an intuitive dashboard, saving time and reducing administrative overhead.
Meal Card Features That Make EnKash the Perfect Choice
Instant Issuance & Reload
Issue cards instantly and refill balances as needed without delays. This feature ensures employees have continuous access to meal benefits without interruptions, improving their overall experience and satisfaction.
Hassle-Free Meals, Happier Employees
Frequently Asked Questions (FAQs)
Have more questions?
01. What are meal cards?
Meal cards are employer-provided prepaid cards that work similarly to debit cards. Employees can use these meal cards for food and grocery-related purchases across multiple retail outlets, convenience stores, food chains, and food delivery apps like Zomato, Swiggy, Blinkit, etc.
02. Why meal cards are important for any business?
Meal cards help boost employee satisfaction by providing tax benefits and streamlining food-related expenses. Instead of using their debit cards, employees can use their prepaid meal cards to make all grocery-related purchases. Providing a food card to employees also makes an attractive remuneration package, making them believe that the company is considerate towards them.
03. Does the meal card module help improve the finance team’s performance? If yes, how?
Meal card is an effective replacement for paper-based food coupons. The easy management and tracking of meal cards help the finance/admin team to refill them instead of issuing monthly food coupons while tracking their balance. The finance team can easily activate, block, unblock, or deactivate the card in case of misuse.
04. Why should a startup consider offering meal cards to employees?
Startups need to consider offering meal cards to employees for the following reasons:
They have a wider usage and can be used across shops and eateries
Refilling at regular intervals is a matter of a few clicks based on a list of employees
Onboarding new employees and offering them meal cards is easy
It is easy to track and control usage for the employees as well as the finance team
Meal cards motivate employees as they believe that the organization is considerate towards their food expenses
05. How meal cards reduce fraud instances in business?
Meal cards function pretty much like debit cards but specifically for purchasing food, which means they are operated on a one-time or preset PIN. This means that even if the food card is misplaced and discovered by another person, it would be difficult to misuse. If reported lost, the finance team can easily block the card and restrict any fraud from occurring.
06. Are meal cards taxable?
Meal cards are not taxable. However, if the amount spent on a meal exceeds the non-taxable limit of 2200 INR per month, then they are taxable as per Section 17(2)(viii) of the Income Tax Act.
07. How to claim meal allowance?
Employee’s food allowance is a part of the remuneration. Meal allowance can be availed using tax-free meal cards. Employees can complete their KYC on the EnKash portal, activate their meal card, and use it monthly at their convenience and requirement.
08. How to implement meal cards in the workplace?
In order to implement meal cards at the workplace, follow these easy steps:
Register on EnKash, your meal card provider
Define the value of the card according to your organization’s budget
Create a network of authorized food chains, apps, outlets where all card will be valid
Educate your employees about the KYC and usage of the meal card
Distribute the cards among your employees and encourage them to use it for food purchases and tax-redemption
