
India’s First Unified Corporate Card Ecosystem
Corporate cards that move at the speed of your business.
Issue instantly. Spend smartly. Close effortlessly. All on one RBI-licensed platform.

WHY ENKASH?
The Corporate Card Platform That Just Works
<0
seconds to issue cards
0%
real-time spend visibility
ZERO
employee reimbursements
0 Million+
merchant acceptance points
CARD TYPES
Choose the Right Corporate Card for Your Business

Prepaid Corporate Cards
Reloadable up to ₹2,00,000, MCC-locked, and live in under 60 seconds — with caps, channel controls, and full policy compliance built in. No bank involved.

Corporate Credit Cards
Flexible limits and billing cycles built around your cash flow, with usage rules by merchant, geography, or time. Fraud protection, global acceptance, and rewards on every swipe.
A Card Built for Every Way Your Business Spends
Issue, Track, and Manage Every Card from One Place
Cards Issued in Seconds
Checkout optimized to load in under 300ms. Every millisecond matters, faster checkouts directly translate to higher conversion rates.
Full Visibility in Real Time
Tokenized card saving for one-click repeat purchases. Customers complete future transactions instantly while maintaining complete security.
Reconciliation Without the Work
Smart algorithm suggests optimal payment methods based on historical success rates, customer preferences, and transaction patterns.
Policies That Enforce Themselves
Spend limits, approval workflows, and MCC restrictions are built into every card. There's nothing for employees to remember and nothing for finance to chase.
Watch video
Issue cards in under 60 seconds
Real-time spend visibility across every card
Experience Corporate Cards that truly deliver
Total Control from One Dashboard
Live Account Overview
Balances, credit limits, billing cycles, and outstanding dues visible in real time across all cards and accounts. Always current, with no manual compilation or requests required.
Granular Card Controls
Each card is configured independently with spending limits, permitted channels, and active status. Any change takes effect immediately within the platform.
Transaction Intelligence
Every transaction is filterable by cardholder, category, date, channel, and merchant. Drill into any individual transaction for a complete breakdown or view spending patterns across teams and time periods.
Statement Clarity
Statements pulled for any individual card or consolidated across all accounts, filtered by date range or category. Available at any time and formatted for reporting or audit purposes.
One-Click Settlements
Settlements made across multiple cards from a single screen, with the option to pay the total due, minimum due, or a custom amount per card. Payment decisions stay with the finance team, independent of a fixed billing schedule.



Configure Controls Across Every Card
Spend Analytics That Go Beyond Dashboards
Move beyond raw data. Leverage our advanced analytics to turn into actionable business insights.
Identify top spenders, vendors, and categories
Detect anomalies or policy violations in real time
Monitor trends across departments, cards, or time periods
Customize views for CXOs, finance teams, or department heads


Connected to Your Expense Workflow
Connect Corporate Cards with Expense Management for a Unified Experience
Auto-capture receipts and match them to transactions
View, approve, and audit expenses in one place
Auto-reconcile with your accounting software
Apply policy-driven workflows at the point of swipe
Track and approve spends on the go via mobile
Getting Started with EnKash Corporate Cards
Configure
Define merchants, limits, and usage policies for your corporate cards.
Issue Cards
Issue physical or virtual cards to employees, partners, or teams.
Track and Manage
Monitor transactions in real time and reconcile automatically.
Frequently Asked Questions (FAQs)
Have more questions?
01. Who can get an EnKash Corporate Card?
Any registered business — startup, SMB, or enterprise. No personal guarantee, no bank approval process, and no minimum spend threshold. The platform works for a two-card program and scales to thousands of cards across multiple entities.
02. How quickly are cards issued?
Under 60 seconds. EnKash holds its own RBI-authorised PPI license so every card is issued directly on our own infrastructure, never routed through a bank. Most businesses complete KYC online and are issuing cards the same day.
03. Prepaid or credit — which is right for my business?
Prepaid loads funds in advance and eliminates reimbursements entirely — cards can only spend what's loaded. Credit offers a revolving line assessed on your business profile, with no collateral or personal guarantee required. Both run on the same platform with identical controls, visibility, and reconciliation.
04. Can I issue virtual cards immediately?
A corporate card allows employees to pay for business expenses without using their personal money. The company issues the card, sets limits and usage rules, and assigns it to employees for official expenses.
When a payment is made, the transaction is recorded instantly with details like user, category, and amount. Finance teams can easily track spending in real time, apply spending controls, and review expenses from a central dashboard.
05. What accounting and ERP systems do you integrate your EnKash corporate cards with?
Tally, SAP, Zoho Books, and QuickBooks directly, with custom export formats and full API access for any other setup. Every transaction syncs reconciliation-ready — no reformatting required.
06. How does a corporate card work?
Yes. Virtual cards are available instantly, single-use or recurring — with spend caps, MCC locks, and channel controls applied from the moment of creation. Cancel in seconds from the dashboard with no process involved.
07. How does GST reconciliation work?
Every transaction is tagged with GST metadata at the point of spend. Export ITC-eligible data in one click or sync directly to your accounting system — no manual classification, no month-end assembly.
08. What accounting and ERP systems do you integrate with?
Tally, SAP, Zoho Books, and QuickBooks directly, with custom export formats and full API access for any other setup. Every transaction syncs reconciliation-ready — no reformatting required.
09. Can I manage multiple entities from one platform?
Yes. Separate card programs per entity or cost centre, distinct controls for each, and consolidated reporting across all of them from one dashboard — with role-based access so each team sees only what they need to.
10. Are meal and fuel cards structured for tax compliance?
Yes. Meal and fuel cards are MCC-locked to compliant merchant categories per RBI and IT Act guidelines. Tax benefits apply automatically at every eligible transaction with no manual categorisation or separate claim process.
11. What happens when a card is lost or an employee leaves?
Block the card in one click from the dashboard — no support ticket, no bank call, no delay. Reissue instantly with existing controls carried over. For employee exits, cards can be bulk-deactivated and reassigned without affecting the program.
12. How is EnKash different from a bank-issued corporate card?
Bank-issued cards run on bank infrastructure — issued in days, controlled through portals that update overnight, and reconciled on the bank's timeline. EnKash owns its full stack through its PPI license: cards in under 60 seconds, controls enforced at the point of spend, and reconciliation that runs automatically with no third party involved. Use case cards — fleet, T&E, digital marketing, SaaS — are configured natively on the same platform, not bolted on as separate products.
13. How do T&E cards work?
T&E cards are configured with per-trip or per-employee limits, MCC restrictions for travel and dining merchants, and receipt capture built into the card workflow. Policy is enforced at the swipe — not reviewed in a month-end expense audit.
14. How do fleet and logistics cards work?
Fleet cards are MCC-locked to fuel, toll, and vehicle maintenance merchants only. Every transaction is categorised automatically at the point of spend, so fleet costs are tracked in real time without manual entry or driver-submitted receipts.
15. How do SaaS and subscription cards work?
Virtual cards issued per vendor with a recurring spend cap tied to the approved subscription value. If a vendor raises their price beyond the approved limit or a subscription is discontinued, the card blocks automatically — no surprise renewals, no manual cancellations required.



















